Getting a personal loan when you have bad credit is not easy. The fact is banks are reluctant to offer personal loans unless you have a high credit score of 730 or above - in other words good to excellent credit. If you need a loan up to 00, you best option is to get a cash advance loan.
What is a cash loan?
Payday Loans
Quick personal loans are short term loans that are offered to applicants in 1 hour to 48 hours. You must have a checking or savings account to get a loan since funds are transferred into your account, if you qualify. Most lenders offer loans from 0 to 00, if you earn 00 or more per month and have been steadily employed with the same employer for 180 days or more.
What if I have bad credit?
Since loans secured against future paychecks, most applicants are approved, even if they have bad credit. Applicants have to prove that they have steady source of income. Don't fall for "unemployment cash loan" scams. There is no such thing as a free lunch - you have to wonder, why a lender will give you a loan, if you have no way to back back the loan.
What documentation do I need?
Online paperless or sometimes referred to as "faxless" lenders, allow you to apply for a loan and get cash wired to your account without filling out any paperwork. Everything is done online. You complete a quick online application. A loan representative calls you back to confirm your information and wires money to your account.
00 Loan With Bad Credit - No Credit Check, Paperless
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